DATABASE_URI=postgresql://USER@127.0.0.1:5432/moniki PAYLOAD_SECRET=CHANGE_ME NEXT_PUBLIC_SERVER_URL=http://localhost:3001 CORS_ORIGINS=http://localhost:3000 SBP_MERCHANT_ID= SBP_API_KEY= SBP_WEBHOOK_SECRET= SMS_PROVIDER_API_KEY= SMS_ENABLED=false RESEND_API_KEY= RESEND_FROM_EMAIL=onboarding@resend.dev RESEND_FROM_NAME=МОНИКИ